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Ron DeSantis: “USAA, 8% or 10% reduction. Progressive is 8%. Home…”

Featuring: Ron DeSantis, Republican | Governor of Florida

Governor DeSantis Speaks at the 2026 Chamber of Commerce Legislative Fly-In

Published January 15, 2026 | Video Starts at 07:16

The litigation's out of control. So when that was done, we knew it. Take some time. That is just one way. You have auto companies, USAA, 8% or 10% reduction. Progressive is 8%. Home companies, 5, 8% reduction. This is all like the norm that's now coming in. And 100%, if you ask them, what. Why did that happen? (07:16–07:25)

CLAIM

Asserts that insurance companies have reduced premiums by specific percentages in Florida.

This is an excerpt from a raw transcript. The assertions have not been audited or verified. Tap the video to view the source footage and understand the context.

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Ron DeSantis

“We had a big snowstorm in North Florida last year.”
Governor DeSantis Speaks at the 2026 Chamber of Commerce Legislative Fly-In | Uploaded January 15, 2026 | 00:15-00:18
“When you have 8% of claims and you have 78% of litigation expenses, how does that make any sense at all?”
Governor DeSantis Speaks at the 2026 Chamber of Commerce Legislative Fly-In | Uploaded January 15, 2026 | 06:40-06:48
“We've had more income move into the state of Florida since I've been governor that's ever moved into any state over a similar period of time…”
Governor DeSantis Speaks at the 2026 Chamber of Commerce Legislative Fly-In | Uploaded January 15, 2026 | 12:02-12:14
“Florida only got one [congressional seat] and Texas only got two [after the census].”
Governor DeSantis Speaks at the 2026 Chamber of Commerce Legislative Fly-In | Uploaded January 15, 2026 | 22:34-22:37
“Her son committed suicide because the chatbot was basically pushing him in that direction.”
Governor DeSantis Speaks at the 2026 Chamber of Commerce Legislative Fly-In | Uploaded January 15, 2026 | 26:19-26:25
“We had three hurricanes in 24.”
Governor DeSantis Speaks at the 2026 Chamber of Commerce Legislative Fly-In | Uploaded January 15, 2026 | 00:59-01:03
“I appointed the next justice to the Florida Supreme Court. Judge Adam Tannenbaum from the First District Court of Appeals.”
Governor DeSantis Speaks at the 2026 Chamber of Commerce Legislative Fly-In | Uploaded January 15, 2026 | 01:26-01:35
“When I became governor, for decades, we had a very activist judiciary.”
Governor DeSantis Speaks at the 2026 Chamber of Commerce Legislative Fly-In | Uploaded January 15, 2026 | 02:31-02:37
“Three of them had mandatory retirement. So I was able to do three in my first month in office.”
Governor DeSantis Speaks at the 2026 Chamber of Commerce Legislative Fly-In | Uploaded January 15, 2026 | 03:23-03:29
“The seven justices, you know, on the Supreme Court, six of them were appointed by me.”
Governor DeSantis Speaks at the 2026 Chamber of Commerce Legislative Fly-In | Uploaded January 15, 2026 | 03:35-03:42
“Citizens Insurance... our agency approved really significant decreases. I think the most they've ever had. It's like 14% in Broward and…”
Governor DeSantis Speaks at the 2026 Chamber of Commerce Legislative Fly-In | Uploaded January 15, 2026 | 05:57-06:15
“There are a million policies less than they were two years ago, partially because the private market is coming back.”
Governor DeSantis Speaks at the 2026 Chamber of Commerce Legislative Fly-In | Uploaded January 15, 2026 | 06:15-06:22
“100% will say it was because of the legal reforms that were done in 22 and 23 in the state of Florida.”
Governor DeSantis Speaks at the 2026 Chamber of Commerce Legislative Fly-In | Uploaded January 15, 2026 | 07:32-07:41
“It's not going down anywhere in the country. When you have an 8% or 10% reduction in auto policies, premiums.”
Governor DeSantis Speaks at the 2026 Chamber of Commerce Legislative Fly-In | Uploaded January 15, 2026 | 08:27-08:35
“Uber, you know, they're now, I think it's millions of dollars in reduced fares in the Florida market as a result.”
Governor DeSantis Speaks at the 2026 Chamber of Commerce Legislative Fly-In | Uploaded January 15, 2026 | 08:50-09:01
“We've had a massive increase in our, the state size of our economy just in the last seven years.”
Governor DeSantis Speaks at the 2026 Chamber of Commerce Legislative Fly-In | Uploaded January 15, 2026 | 11:21-11:28
“The estimates are from like 1.5 trillion to like 1.8 trillion depending on how you do it.”
Governor DeSantis Speaks at the 2026 Chamber of Commerce Legislative Fly-In | Uploaded January 15, 2026 | 11:29-11:38
“We try to create the best conditions we can for the homeowner, but the one thing we do control is the tax.”
Governor DeSantis Speaks at the 2026 Chamber of Commerce Legislative Fly-In | Uploaded January 15, 2026 | 14:30-14:37
“We rely primarily on a sales tax.”
Governor DeSantis Speaks at the 2026 Chamber of Commerce Legislative Fly-In | Uploaded January 15, 2026 | 16:03-16:06
“You basically don't pay sales tax because you don't pay on groceries, you don't pay on medications.”
Governor DeSantis Speaks at the 2026 Chamber of Commerce Legislative Fly-In | Uploaded January 15, 2026 | 16:11-16:17
“We've excluded all baby items. So if you're raising kids, diapers, wipes, strollers, all that other stuff.”
Governor DeSantis Speaks at the 2026 Chamber of Commerce Legislative Fly-In | Uploaded January 15, 2026 | 16:17-16:25
“No income tax.”
Governor DeSantis Speaks at the 2026 Chamber of Commerce Legislative Fly-In | Uploaded January 15, 2026 | 16:45-16:47
“We eliminated the tax on business rent.”
Governor DeSantis Speaks at the 2026 Chamber of Commerce Legislative Fly-In | Uploaded January 15, 2026 | 16:47-16:50
“2019, the total amount of property tax revenue brought in by local governments in Florida was 32 billion. Last year was 56 billion.”
Governor DeSantis Speaks at the 2026 Chamber of Commerce Legislative Fly-In | Uploaded January 15, 2026 | 18:21-18:31
“The homestead is about a third, 30%, 33% of the total amount of revenue.”
Governor DeSantis Speaks at the 2026 Chamber of Commerce Legislative Fly-In | Uploaded January 15, 2026 | 19:23-19:30
“I vetoed about 10 billion over my tenure. That was, that's a record.”
Governor DeSantis Speaks at the 2026 Chamber of Commerce Legislative Fly-In | Uploaded January 15, 2026 | 20:49-20:56
“I do think that the Supreme Court is going to issue a ruling that's going to require us to do [redistricting] anyways.”
Governor DeSantis Speaks at the 2026 Chamber of Commerce Legislative Fly-In | Uploaded January 15, 2026 | 21:50-21:50
“There's no way you can say Florida should have only gotten one seat in a 10 year period.”
Governor DeSantis Speaks at the 2026 Chamber of Commerce Legislative Fly-In | Uploaded January 15, 2026 | 22:50-22:56
“The migration into Florida just in the last four or five years, that's been more migration than you'd normally get in a 10 or a 15 year…”
Governor DeSantis Speaks at the 2026 Chamber of Commerce Legislative Fly-In | Uploaded January 15, 2026 | 23:00-23:10
“Her son was being told by the chatbot that he needed to report her to the police.”
Governor DeSantis Speaks at the 2026 Chamber of Commerce Legislative Fly-In | Uploaded January 15, 2026 | 26:29-26:36
“The chatbot said, you'd be justified in killing her, his own mother.”
Governor DeSantis Speaks at the 2026 Chamber of Commerce Legislative Fly-In | Uploaded January 15, 2026 | 26:39-26:44
“These companies want to sell to China. They're not trying to beat them.”
Governor DeSantis Speaks at the 2026 Chamber of Commerce Legislative Fly-In | Uploaded January 15, 2026 | 27:45-27:50
“Section 230, which basically gave immunity to big tech.”
Governor DeSantis Speaks at the 2026 Chamber of Commerce Legislative Fly-In | Uploaded January 15, 2026 | 28:14-28:20
“There was initially a push last year to do, like, an AI amnesty for 10 years where states would be kneecapped from being able to do anything…”
Governor DeSantis Speaks at the 2026 Chamber of Commerce Legislative Fly-In | Uploaded January 15, 2026 | 28:29-28:38
“Everything I told voters I did when I stood for both of my elections, I've accomplished.”
Governor DeSantis Speaks at the 2026 Chamber of Commerce Legislative Fly-In | Uploaded January 15, 2026 | 29:05-29:10
“We've got a big budget reserve.”
Governor DeSantis Speaks at the 2026 Chamber of Commerce Legislative Fly-In | Uploaded January 15, 2026 | 29:41-29:44
“We are the number one performing state in the country. If you look at all the metrics that you can, you know, we're the number one…”
Governor DeSantis Speaks at the 2026 Chamber of Commerce Legislative Fly-In | Uploaded January 15, 2026 | 30:02-30:10