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Gretchen Whitmer: “Insurers can't charge more for pre existing conditions.”

Featuring: Gretchen Whitmer, Democratic | Governor of Michigan

Michigan Gov. Gretchen Whitmer delivers her final State of the State address

Published February 25, 2026 | Video Starts at 29:43

It's just not possible. What we can do is make healthcare more convenient and more affordable over the past seven years. That's exactly what we've done because of our work together. Insurers can't charge more for pre existing conditions. Young people can stay on their parents plans until they turn 26. Prior authorizations are faster, digitized and more transparent. (29:43–29:47)

CLAIM

Asserts that insurers are prohibited from charging more for pre-existing conditions in Michigan.

This is an excerpt from a raw transcript. The assertions have not been audited or verified. Tap the video to view the source footage and understand the context.

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Gretchen Whitmer

“Just one in five homes today are sold to first time home buyers. That is an all time low.”
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“The median age of a first time home buyer is 40. That's a record high.”
Michigan Gov. Gretchen Whitmer delivers her final State of the State address | Uploaded February 25, 2026 | 21:42-21:49
“The average income of first time home buyers is $97,000, also an all time high.”
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“Last year, America had its worst manufacturing trade deficit ever, while China clocked their highest trade surplus ever, $1.2 trillion.”
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“Tariffs have jacked up prices, costing families an average of 1000 bucks a year.”
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“Tariffs have raised the cost of a house by upwards of 17 grand.”
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“Mental health finally covered equally to physical health by law, making Michigan the first state to get that done.”
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“Last year we wiped out medical debt for 210,000 people.”
Michigan Gov. Gretchen Whitmer delivers her final State of the State address | Uploaded February 25, 2026 | 30:41-30:47
“More people moved into Michigan from other states than out for the first time since the early 90s.”
Michigan Gov. Gretchen Whitmer delivers her final State of the State address | Uploaded February 25, 2026 | 34:10-34:14
“The day I took office, 1.5 million Michiganders made under $15 an hour. The day I leave, it will be almost zero.”
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“I am eager to work with you all again on our last balanced, bipartisan budget. And let's get it done on time. June 30th.”
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“I just released my final executive budget recommendation, which included the largest targeted literacy investment in Michigan history.”
Michigan Gov. Gretchen Whitmer delivers her final State of the State address | Uploaded February 25, 2026 | 16:57-17:06
“Soon, we'll also screen every student for dyslexia.”
Michigan Gov. Gretchen Whitmer delivers her final State of the State address | Uploaded February 25, 2026 | 17:17-17:20
“The data tells us that students who attend pre K are far more likely to read and do math at or above grade level.”
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“Michigan families have repeatedly broken records for pre K enrollment.”
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“Let's fund free full day pre K for all and set every child up for success.”
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“Previously, our schools used over 400 different literacy teaching methods.”
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“Our new science of reading law identifies students who need more support.”
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“In late 2024, I signed science of Reading legislation, a statewide strategy that uses proven methods to teach reading.”
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“We're already seeing remarkable progress in states that are doing the same things I've covered tonight.”
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“Michigan is 44th in fourth grade reading.”
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“There's a multi million home shortage nationwide.”
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“We've invested more to build housing than any administration in state history.”
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“We set and smashed our goal of adding 75,000 homes a year ahead of schedule. We're at 86,000 now.”
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“We closed our housing gap by 44%.”
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“Our home ownership rate remains higher than the national average at almost 75%.”
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“We helped more than 6,000 Michiganders buy their first homes last year with record setting mortgage and down payment assistance loans.”
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“Michigan is the only state in our region without [a state level affordable housing tax credit].”
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“voted to slash Medicaid and SNAP by a trillion dollars, ripping health care and food away from millions of our neighbors, family and…”
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“Renew the ACA subsidies provide real relief to Michiganers.”
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“Young people can stay on their parents plans until they turn 26.”
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“There are no more surprise medical bills and no caps on annual or lifetime care.”
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“Federal cuts would put two and a half million Michiganders, a quarter of our population, at risk of losing their coverage.”
Michigan Gov. Gretchen Whitmer delivers her final State of the State address | Uploaded February 25, 2026 | 32:07-32:16
“Our budget protected billions in funding for core Medicaid services.”
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“In 2014, as the minority Leader in the Michigan Senate, I worked with Governor Snyder to expand Medicaid under the aca.”
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“On tax day this year, 1 million Michigan seniors will no longer pay the retirement tax because we repealed it.”
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“665,000 working families get refunds averaging 3,900 bucks. Because we increase the working families tax credit by 500%.”
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“800,000 workers will keep more of their hard earned paychecks because we ended state taxes on tips and and overtime.”
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“Wages and GDP are up. Crime and overdose deaths are down.”
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“Every budget I've introduced negotiated and signed these last seven years, made record investments in education.”
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“We raised the rainy day fund to record highs and enacted seven balanced budgets.”
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“We're a top 10 state for doing business.”
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“For the third year in a row, we improved our credit rating and will pay off $28 billion in debt.”
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“We fixed more roads, built more homes and replaced more lead pipes than ever.”
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“We've replaced 70,000 lead pipes and upgraded water infrastructure statewide.”
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“Since I took office, through the end of this construction season we will have fixed 26,500 lane miles of road and almost 2,000 bridges.”
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“Every student in every school gets the same resources because we finally closed the funding gap.”
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“Every 4 year old can go to pre K for free, saving their parents 14 grand a year.”
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“Every graduate can go to their community college tuition free.”
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“All 1.4 million public schools students get free breakfast and lunch.”
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“Abortion is a constitutional right. Women control their own bodies, lives and future in the state of Michigan.”
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“Black Michiganers can wear their hair natural without discrimination.”
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“We finally have common sense Gun violence prevention laws, background checks, safe storage, extreme risk protection order.”
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“LGBTQ Michiganders are protected against discrimination in their homes and at work. By law.”
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“Through a destructive pandemic, devastating floods, deep freezes, and deadly shootings, I've seen that tough times don't last, but tough…”
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“We've all been tested over the past seven years, but we've always come out stronger and we always will.”
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“There's no problem we faced that we cannot fix.”
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“Because of you, the state of our state is strong.”
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