All right, and then I talked about consumer forbearance is over. So student debt. People weren't making payments for literally five years as of this year. Student debt in February is now five factored into FICO scores. And garnishment of wages started on October 1st. FHA and VA loans. I didn't even know this until about a year ago. (19:45–19:51)
CLAIM
Asserts that student debt is now included in FICO score calculations as of February.
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