Sales absolutely has occurred. Multifamily will see a modest uptick in vacancy. And delinquency rates absolutely occurred. In fact, delinquency rates have gone up probably more than I was even expecting. Retail will find a more difficult year as more retail bankruptcies occurred. Retail's probably hung in there a little bit better, but there has been a lot of retail bankruptcies. All right. And then global and political predictions in 2025. (07:16–07:21)
CLAIM
Asserts that retail bankruptcies have increased, making the year difficult for the retail sector.
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