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Ron DeSantis: “That's reduced the taxpayer backed Citizens Insurance by…”

Featuring: Ron DeSantis, Republican | Governor of Florida

Florida Gov. DeSantis Delivers Remarks At The American Property Casualty Insurance Association Event

Published October 6, 2025 | Video Starts at 15:38

It was up 8% for the rate rate requests. Even though we had done the reforms, you know, that had not necessarily filtered through year to date, 214,000 policies have entered the private market. That's reduced the taxpayer backed Citizens Insurance by $303 billion. You know, a lot of people don't realize the way Citizens is constructed, if there was a major event and it had, you know, excessive liabilities from, from what, what it could pay out. (15:38–15:44)

CLAIM

Asserts that Citizens Insurance liabilities were reduced by $303 billion.

This is an excerpt from a raw transcript. The assertions have not been audited or verified. Tap the video to view the source footage and understand the context.

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Ron DeSantis

“We have been ranked in Florida, the number one economy of all 50 states three years in a row by CNBC.”
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“While Florida had 8% of all property insurance claims nationwide, it accounted for 78% of all litigation nationwide.”
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“If you look at the power restoration after Hurricane Milton, we had 4.2 million restored in like 72 hours.”
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“Pine Island bridge, same thing. They thought it was going to take six months. We did that in three days.”
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“When I became governor in 2019, Florida was known as one of the country's worst judicial hellholes.”
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“I had three vacancies my first day in office.”
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“Florida's judicial system, in terms of what you get when you go in, is dramatically improved from where it was at the end of 2018.”
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“Florida had been one of the worst states in terms of the trial litigation.”
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“We knew there were problems not just in homeowners insurance market, which was obviously experiencing a lot of problems, but also in things…”
Florida Gov. DeSantis Delivers Remarks At The American Property Casualty Insurance Association Event | Uploaded October 6, 2025 | 04:19-04:31
“One of the governors at the time who actually has run for governor since then, a bunch of times, you know, he tried to do like price…”
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“The first major [hurricane] to make a landfall on Florida in over a decade was Irma in 2017.”
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“Florida's market had the lowest increases of all 50 states [in 2024].”
Florida Gov. DeSantis Delivers Remarks At The American Property Casualty Insurance Association Event | Uploaded October 6, 2025 | 12:52-13:04
“As of September 30, Florida's Office of Insurance Regulation has received 59 rate filings for rate decreases and 87 filings for zero rate…”
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“Florida Peninsula Insurance Company has requested its largest rate decrease in recent memory.”
Florida Gov. DeSantis Delivers Remarks At The American Property Casualty Insurance Association Event | Uploaded October 6, 2025 | 13:31-13:39
“We have 17 new companies, you know, that are entering the market.”
Florida Gov. DeSantis Delivers Remarks At The American Property Casualty Insurance Association Event | Uploaded October 6, 2025 | 13:45-13:50
“30 day average request for homeowners rates was down 1.4%.”
Florida Gov. DeSantis Delivers Remarks At The American Property Casualty Insurance Association Event | Uploaded October 6, 2025 | 14:59-15:06
“Year to date, 214,000 policies have entered the private market.”
Florida Gov. DeSantis Delivers Remarks At The American Property Casualty Insurance Association Event | Uploaded October 6, 2025 | 15:30-15:39
“Citizens Insurance, the number of lawsuits has fallen by nearly 50% since the reforms were enacted in 2022.”
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“Top five insurance company auto insurance groups have had an average 6.5 reduction in rates in, in Florida in 2025.”
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“Auto insurance had been arguably the most inflationary item... I think it had been up like 20%.”
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“We also have a big reduction in the personal auto liability loss ratio. It's the lowest in the Nation now at 53.3% as of the end of 2024.”
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“Their own analysis in the Florida House of Representative that the staff does predicted that the effect of that would cause insurance rates…”
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“The Senate in Florida did not consider any of the stuff with respect to the 22 or 23 reform rollback at all.”
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“We did the My Safe Florida Home program. So we've put money in there, people get grants, they make improvements to their home.”
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“We finally got my safe Florida home funding in June of when they actually did the budget.”
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“We've shown, we're serious about both the judiciary and the statutory legal reforms, which are very, very significant.”
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“We reopened the Sanibel Causeway two weeks later. They thought it was going to take six months.”
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“That's why I think we have the best bounce back of any state with respect to all of this.”
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