And of course the questions be, well, who decides that they've tried everything they can and it's got. And who would that be? The person who decides? Well, I mean there's a million ways to make that decision. And The way insurance industry used to do it is they'd say are you a smoker? And if you were a smoker the price of your insurance would go up. Yeah. Oh, there were built in incentives and you know, if you have private industry that is looking at actuarial charts and is looking at has an incentive to look at our behavior and to encourage others to take better care of ourselves. (29:36–29:46)
CLAIM
Describes past insurance practices of charging higher premiums for smokers as a form of incentive.
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