And Ms. Meckey, I love your description of hadn't quite thought through to that extent. You're describing essentially switching costs and switching costs made more complicated by virtue of the time, the narrow time window in which Americans, particularly on an employer-sponsored plan, have to make a decision more or less annually. And if it is an employer sponsored plan, as is often the case, they'll also be somewhat limited based on which plans their employer is willing to consider and with … (08:40–09:01)
CLAIM
Asserts that Americans on employer-sponsored health plans must make annual decisions about their plans.
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