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Kathy Hochul: “On Long Island, some areas, the Insurance has spiked 80%.”

Featuring: Kathy Hochul, Democratic | Governor of New York

Governor Hochul Highlights Proposals to Bring Down Costs of Auto Insurance Rates and Tackle Fraud

Published February 12, 2026 | Video Starts at 09:45

But on average, that's about $1,500 more than our neighboring states. So what is going on in New York where we are end up having to pay so much more On Long Island, some areas, the Insurance has spiked 80%. 80% increase since 2019. Here in Deer park, the average premium went from nearly 2,400 in 2019 to nearly 4,000 in 2025. (09:45–09:53)

CLAIM

Asserts that car insurance rates have increased by 80% in some areas of Long Island since 2019.

This is an excerpt from a raw transcript. The assertions have not been audited or verified. Tap the video to view the source footage and understand the context.

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Kathy Hochul

“The average cost of car insurance across the state is about 4,000 upwards of 6, 7, $8,000 per year on Long Island.”
Governor Hochul Highlights Proposals to Bring Down Costs of Auto Insurance Rates and Tackle Fraud | Uploaded February 12, 2026 | 09:26-09:36
“In 2023 alone, there's been more than 38,000 suspected cases of auto insurance fraud in New York state alone.”
Governor Hochul Highlights Proposals to Bring Down Costs of Auto Insurance Rates and Tackle Fraud | Uploaded February 12, 2026 | 11:57-12:07
“Florida implemented similar reforms just like I'm talking about. Their insurance premiums went down 20% over the couple of years.”
Governor Hochul Highlights Proposals to Bring Down Costs of Auto Insurance Rates and Tackle Fraud | Uploaded February 12, 2026 | 14:24-14:40
“The average cost of a home here in Suffolk County is now over $700,000.”
Governor Hochul Highlights Proposals to Bring Down Costs of Auto Insurance Rates and Tackle Fraud | Uploaded February 12, 2026 | 15:27-15:34
“The largest middle class tax rate cut in 70 years.”
Governor Hochul Highlights Proposals to Bring Down Costs of Auto Insurance Rates and Tackle Fraud | Uploaded February 12, 2026 | 24:23-24:27
“The cost of fertilizers from Canada, you know where that comes from. There's two places in the world, Canada and Ukraine.”
Governor Hochul Highlights Proposals to Bring Down Costs of Auto Insurance Rates and Tackle Fraud | Uploaded February 12, 2026 | 28:52-28:59
“A crisis that is unfolding, and it's one that is having an effect on every single person who owns a vehicle.”
Governor Hochul Highlights Proposals to Bring Down Costs of Auto Insurance Rates and Tackle Fraud | Uploaded February 12, 2026 | 07:05-07:14
“On average, that's about $1,500 more than our neighboring states.”
Governor Hochul Highlights Proposals to Bring Down Costs of Auto Insurance Rates and Tackle Fraud | Uploaded February 12, 2026 | 09:36-09:41
“A surgeon was recently accused of participating in a staged accident scheme.”
Governor Hochul Highlights Proposals to Bring Down Costs of Auto Insurance Rates and Tackle Fraud | Uploaded February 12, 2026 | 12:20-12:26
“Out in Freeport, an organized network of scammers allegedly filed over 70 bogus lawsuits attempting to collect millions in payouts.”
Governor Hochul Highlights Proposals to Bring Down Costs of Auto Insurance Rates and Tackle Fraud | Uploaded February 12, 2026 | 12:41-12:51
“Two men were caught staging crashes on the Belt Parkway.”
Governor Hochul Highlights Proposals to Bring Down Costs of Auto Insurance Rates and Tackle Fraud | Uploaded February 12, 2026 | 12:52-12:56
“Those two people are now facing 15 years in prison.”
Governor Hochul Highlights Proposals to Bring Down Costs of Auto Insurance Rates and Tackle Fraud | Uploaded February 12, 2026 | 13:06-13:10
“I just proposed last month in my State of the State address that in this year's legislative session, this year's budget, we're looking to…”
Governor Hochul Highlights Proposals to Bring Down Costs of Auto Insurance Rates and Tackle Fraud | Uploaded February 12, 2026 | 13:56-14:06
“Insurance companies are so looking forward to this occurring because their costs are going to go down dramatically.”
Governor Hochul Highlights Proposals to Bring Down Costs of Auto Insurance Rates and Tackle Fraud | Uploaded February 12, 2026 | 21:54-22:01
“There's a direct through line between this effort and more money back in people's pockets.”
Governor Hochul Highlights Proposals to Bring Down Costs of Auto Insurance Rates and Tackle Fraud | Uploaded February 12, 2026 | 22:08-22:14
“This has been going on for years. You look at the comparison of premiums, they have gone up more recently.”
Governor Hochul Highlights Proposals to Bring Down Costs of Auto Insurance Rates and Tackle Fraud | Uploaded February 12, 2026 | 24:05-24:12
“Free community college for adult learners who want to change over.”
Governor Hochul Highlights Proposals to Bring Down Costs of Auto Insurance Rates and Tackle Fraud | Uploaded February 12, 2026 | 24:34-24:38
“Free breakfast and lunches in schools.”
Governor Hochul Highlights Proposals to Bring Down Costs of Auto Insurance Rates and Tackle Fraud | Uploaded February 12, 2026 | 24:37-24:40
“Building more housing, including here in Suffolk county because more supply will drive down the cost of rent.”
Governor Hochul Highlights Proposals to Bring Down Costs of Auto Insurance Rates and Tackle Fraud | Uploaded February 12, 2026 | 24:44-24:53
“The farmers are still in shock that someone that they had supported has made their lives so expensive.”
Governor Hochul Highlights Proposals to Bring Down Costs of Auto Insurance Rates and Tackle Fraud | Uploaded February 12, 2026 | 28:46-28:53
“Donald Trump has single handedly made the cost of living in the every state more expensive.”
Governor Hochul Highlights Proposals to Bring Down Costs of Auto Insurance Rates and Tackle Fraud | Uploaded February 12, 2026 | 29:26-29:34
“The administration he's part of has shut down and killed thousands of union jobs with offshore wind being shut down.”
Governor Hochul Highlights Proposals to Bring Down Costs of Auto Insurance Rates and Tackle Fraud | Uploaded February 12, 2026 | 30:19-30:28
“We'll go to court, we'll assert that we have control over this. This is our domain.”
Governor Hochul Highlights Proposals to Bring Down Costs of Auto Insurance Rates and Tackle Fraud | Uploaded February 12, 2026 | 30:33-30:41
“Reducing greenhouse gas emissions and focusing on opportunities for renewable energy.”
Governor Hochul Highlights Proposals to Bring Down Costs of Auto Insurance Rates and Tackle Fraud | Uploaded February 12, 2026 | 30:44-31:02