This raises costs for those not chosen and causes premiums to go up for the rest of the insurance market. Republicans have been pushing these efforts for decades, and experts have consistently found it to be harmful. In its final rule, adopted in 2018 by the Trump administration, the Department of Labor acknowledged as much, noting the AHPS could, quote, use their regulatory flexibility to design more tailored, less comprehensive health coverage, while which will necessarily lead to some favorable risk selection towards AHPs and adverse selection against individuals and small group markets, end quote. They predicted this would raise premiums for consumers who were left behind in the small group and individual markets. (01:28–01:55)
CLAIM
Asserts that the Department of Labor under the Trump administration acknowledged that AHPs could lead to adverse selection against individuals and small group markets.
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