All right, and then I talked about consumer forbearance is over. So student debt people weren't making payments for literally five years as of this year. Student debt in February is now factored into FICO scores and garnishment of wages started on October 1st. FHA and VA loans. I didn't even know this until about a year ago. 950,000 loans under the purview of FHA and VA were provided forbearance quite often, multiple times. (00:11–00:21)
CLAIM
Asserts that student debt is now factored into FICO scores and wage garnishment began on October 1st.
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