Well, some of what I've found is that large banks are not necessarily reinvesting these dollars into underserved communities or lending more if they don't have to. So in fact, much of the research, what it bears out is that Increasing bank capital requirements can actually increase bank lending and resilience. And in 2023, we saw what the SBB bank collapse almost did to small businesses in districts like mine, the MA 7th and around the country. (02:35–02:42)
CLAIM
Asserts that increasing bank capital requirements can lead to more bank lending and resilience.
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